transfer myki balance to another card

Most balance transfers with Chase process within a week. The unused money does not sit in an account earning interest. On Friday Martin. there's no excuse for this money-grubbing by the Myki corporation. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Check that NFC is enabled on your phone. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Tap Continue. Wait a few minutes then check the app to see your balance. Youll need to complete a V/Line Passenger Refund Application Form. But yeah, a fair bit that is just backwards. startxref Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Your first touch on creates a 2 hour fare. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Keep in mind that credit utilization is also affected by individual card balances. My old one is registered and everything with my account but there seems to be no way to import that one in. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. No. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. But what if the amount is comparable to or less than the postage? By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Now, on the form it says I need the card to be re-imbursed. What are the best cash back credit cards for fair credit? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. A balance transfer lets you use a credit card to pay debt on another credit card. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 0000005171 00000 n When a Myki card is lost or . You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. endobj Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Choose a card from the list or search by location or card name. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Then he said he could order a replacement one to be posted to me. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. If you have Mobile myki you can set Auto Load via the Google Pay app. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. <>stream Contact us to request the transfer. I still don't understand why though - what is the technology required to do this? Save. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". You might also lower your overall monthly payments and turn multiple bills into one easy payment. What kind of retarded system is this? Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. 178 39 The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Most people would keep the same card for years. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. How does credit and credit cards work for students? Done it twice now. To. It has a 256-day expiry and credit is rolled over if you renew before the expiry. @john_miller 03/01/23 This answer was first published on 03/01/23. JavaScript must be enabled to use this site.We're sorry for any inconvenience. A refund for an international payment card cannot be processed by the PTV call centre. We'll block it and can arrange a refund to your new Mobile myki. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. 0000001429 00000 n This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. I don't know where the actual card is. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". 184 0 obj The call centre staff member told me "we're not a financial institution so it's not that simple". Sorry, the Seniors Card program cannot replace lost myki cards. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. endobj Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Do you have any links to the technical specs of the miki? Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Once you do, carrying out a balance transfer becomes rather straightforward. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Wallethub doesnt charge for this service. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. 3. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. About a week back, I went from Frankston to St. Albans, changing at Flinders. This lets you contact us to request a refund of any balance on the Mobile myki. %PDF-1.5 % That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. <> From the pop-up options, select 'Deactivate'. Select the 'Activate' option. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. A Mobile myki expires after two years. Unregistered vehicle permit. You need to be connected to the internet to top up your Mobile myki. If NFC is shown and you can turn it on or off, you have NFC. Your current balance will be transferred to the new myki, which you can use immediately. xref We're working to improve our systems so we can allow other payment card types in the future. What are the best credit cards for bad credit with no deposit and instant use? Was told a main railway station can move the balance. Children, seniors and concession go card holders travel at 50% of the normal adult fares. 0000010193 00000 n You can register either when you buy your myki, or at a later date. Step 5: Apply for the New Card. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. endobj If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 0000012144 00000 n For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Only needed to log on and change auto top-up to new card. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. 0000003374 00000 n If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. endobj 0000013222 00000 n For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. A Mobile myki expires after two years. In a couple of weeks I will be renovating and furnishing a new house. Pay down this card's balance quickly to improve your credit. You can only have your Mobile myki active on one device at a time. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. (by Issuer). 0000008137 00000 n myki Pass Great if you travel often and on consecutive days. Your myki money or pass can then be transferred to a new smartcard. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. The system was delivered more than $500m over budget and behind schedule. Im sure Myki could add this capability to their website if they cared to. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . I'm glad I don't need to catch public transport anymore. What is the best credit card for bad credit? The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) For more information, visit the V/Line website. Hold the phone still when touching on and off. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. You probably want to transfer a balance to save money not spend more. Because the whole thing is fucked. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. endobj If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. This is regardless of whether there is a myki pass or existing fare on the myki. I realise this is not a life-changer, but there's a principle at stake. You can also request up to two years of travel and transaction history by calling1800 800 007. Let's say you have $4,000 in credit card debt and transfer that balance to a . Mobile myki is different to an existing myki card. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Personal Credit Cards? Mobile myki will now be reactivated on your phone, with your account details the same as before. Auto-load is the same as auto top up. You can also replace your myki online or by calling us. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. What is the best low interest credit card? Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. What is the Best No Annual Fee Credit Card? Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. 187 0 obj Replacements usually take up to 10 business days and include the remaining balance of the old card. Step 3: Review Card Offer Terms. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Step 4: Analyze Your Top Picks. My old one is registered and everything with my account but there seems to be no way to import that one in. Please note, balance transfer is not instantaneous. You will need to provide identification to show that you are the registered myki card holder. New comments cannot be posted and votes cannot be cast. You can manage up to 8 mykis through one account. Transfer your balances to the card with the best offer or your new card. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. A subreddit for Melburnians and Melbourne enthusiasts! My Myki was due to expire after three years. How long do balance transfers take with Chase? I never bothered to do it. Can You Pay Your Taxes With a Credit Card? This may also be an anti money laundering thing. I realise this is not a life-changer, but there's a principle at stake. Whats the Difference between Business Line of Credit vs. Business Credit Card? If these are your only two cards, your credit utilization ratio is 33.33%. If you have Mobile myki you can set Auto Load via the Google Pay app. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. 0000009156 00000 n I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. xen0. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Whats the Difference between Business vs. Corporate Credit Cards? Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. How many level crossings could have been grade-separated with that money? EDIT; The card that I want to transfer FROM was lost and it was de-activated. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). They earn interest on it. No. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. But your balance can be transfer to another card at some of the PTV stations. Find out how much to top up at Fares. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Please note, balance transfer is not instantaneous. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Edited for typos. You can then see what Android version youre on. I understand your frustration, especially when it's something that can be done quickly. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . There is no principle. 1. trailer Editorial and user-generated content is not provided, reviewed or endorsed by any company. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. 0000004139 00000 n This will allow you to deactivate your Mobile myki then reactivate it again. Your balance is protected from the time you tell us your myki is lost or stolen. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. I have a card with $19.90 on it. endobj Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. By phoning 1800 800 007. WalletHub Answers is a free service that helps consumers access financial information. Renew driver licence. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. You will need to provide identification to show that you are the registered myki card holder. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. What's Auto-load? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Initiate the balance transfer. What are the best business credit cards for cash back? In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. 0000001755 00000 n By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. 178 0 obj I only realised this when my replacement card was lost and I called up for a new one. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Maintain your L-plate log book. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Online at Public Transport Victoria website . According to the Fares and Ticketing Manual (ptv.vic.gov.au) New comments cannot be posted and votes cannot be cast. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Photo: 10255185_880/Getty Images. 0000004863 00000 n Is it bad to do multiple balance transfers? You need to apply for a balance transfer. 0000001076 00000 n Once your phone has rebooted, go to Mobile myki within Google Wallet. Press question mark to learn the rest of the keyboard shortcuts. hbbf`b``30 ap There must be hundreds of thousands of Myki card balances in this situation, if not millions. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. A billion fucking dollars. Pay down your credit card debt. 0000005683 00000 n If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Your original go card will be cancelled immediately and cannot be used for further travel. You can register your Mobile myki via Register your myki. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. If you're still travelling after 2 hours, you'll be charged a daily fare. 2. Within the phone, go to Settings > Connected devices. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. You can manage your Adelaide metroCARD online by setting up an account. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Refunds cannot be issued for less than $5.

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